High-volume dual pricing

    Restaurant Dual Pricing That Keeps More Revenue in the Business

    Restaurants process a high number of transactions on already-thin margins. Pine Payments helps restaurants, bars, and cafes offer transparent cash and card prices while preserving a familiar checkout experience for guests and staff.

    Why restaurant processing costs add up quickly

    • High transaction counts. Small per-transaction costs multiply across every shift and every location.
    • Thin operating margins. Card fees compete directly with food, labor, rent, and delivery expenses.
    • Tips and adjustments. The payment flow needs to accommodate gratuities without slowing service.
    • Different service models. Counter service, table service, bars, and cafes each need the right workflow.

    A program fitted to how your restaurant serves

    • Transparent pricing. Display cash and card prices clearly before guests pay.
    • Tip-friendly flow. Choose approved equipment and receipt options that fit gratuity handling.
    • Staff-ready setup. A straightforward checkout process helps teams explain the program consistently.
    • Savings analysis. Compare your current fees with the proposed program using real statement data.

    Every account is subject to underwriting. We explain the available options and terms before you commit.

    How to get started

    1. 1.Share your details. Tell us what you sell, how you accept payments, and your expected volume.
    2. 2.Review the fit. We assess your current setup and identify the right processing path.
    3. 3.Prepare the application. We help organize the information underwriting needs.
    4. 4.Start processing. Once approved, we help connect and test your payment setup.

    What to have ready

    • A recent processing statement
    • Monthly card volume and transaction count
    • Average ticket and service model
    • Current point-of-sale requirements
    • Number of locations and terminals

    Not sure where to begin? Send us a recent statement and we will walk through it with you.

    Related solutions and guides

    Restaurants payment processing FAQ

    Can restaurants use dual pricing?

    Yes. Restaurants can offer clearly disclosed cash and card prices when the program is configured for applicable card-network and state requirements.

    Does dual pricing work with tips?

    Tip handling depends on the equipment and restaurant workflow. We review your service model and recommend compatible options.

    Is this suitable for counter and table service?

    It can be. The right configuration differs for quick-service counters, full-service restaurants, bars, and cafes.

    How do I explain the program to guests?

    Use clear signage and show both prices before payment. Staff should describe it as a choice between the displayed cash and card prices.