Insights
Dual pricing, cash discounting, surcharging and the rules that govern them — explained without the sales pitch.
Your processing statement is the best tool for finding out whether you are overpaying. Learn how to calculate your effective rate and spot fees worth questioning.
Read the guideThe settlement could change interchange, surcharging and card acceptance. Here is what small merchants can do now—and what still depends on final approval.
Read the guideCredit card surcharges are permitted in most of the country. Debit card fees are prohibited nationwide by federal law. Confusing the two is the most expensive mistake a business can make here.
Read the guideThese three terms get used interchangeably by salespeople, and they are not the same thing. The differences show up in how the price is displayed — and in what compliance requires of you.
Read the guideDual pricing shows two prices for every item — one for cash, one for card — so the cost of card acceptance stops eating your margin. Here is how it actually works at the register.
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